Grant Cardone, the entrepreneur has built five companies and a multi-million fortune — and he earned his first million before age 30. There are three things people have to know about money," Cardone tells CNBC. "Number one is: How do I get money, more money? Number two: How do I keep that money? And number three: How do I multiply that money?"

Building wealth requires three, simple steps. However, "most people want to know number three before they know number one and number two," he says."Everybody wants to know how to multiply, but they don't even know how to earn yet."

Grant Cardone,是一位白手起家的百萬富翁，他開創了五家公司，并且在30歲前賺到了自己人生的第一個百萬。他在CNBC的采訪中說道，“關于金錢，人們應該知道這三件事情。第一個是如何賺錢，賺更多的錢？第二個是如何存錢；第三個是如何讓你的錢加倍增長，實現錢生錢。”

創造財富需要上述三個簡單的步驟。然而，大部分人在不知道第一步和第二步的情況下卻想知道第三步。即人們在甚至不知道如何賺錢的情況下，就想知道如何讓錢生錢。

"People get rich because they produce revenue, not because they make little investments over time."

Cardone強調，人們發家致富，不是因為長期積累做出的小投資，而是因為他們自身能夠創造收益。

The first step to getting rich is focusing on earning, Cardone tells CNBC. "People need to show the ability to produce more revenue — not invest it — first. Develop multiple streams of income, he advises. "This does not mean you need to get a second job. Look for other opportunities where you work now that can make second sales (income) or bonuses.

Once you've upped your income, the key to keeping it is to "put your saved money into secured, sacred (untouchable) accounts," he writes on Entrepreneur. "Never use these accounts for anything, not even an emergency. 

創造財富，第一步是要關注收益，去培養創造收益的能力，而不是去投資。開發多渠道的收入來源，然而這并不意味你需要去找一份兼職。可以在工作的領域尋找進行二次銷售或者創造紅利的機會。

第二步存錢方面，cardone說道，你的收入上漲后，關鍵的是要將錢存放在一個有擔保的，神圣的，資金不可隨便動用的賬戶。不要用這個賬戶里的錢做任何事情，甚至是緊急的事件。

Finally, you can focus on multiplying your money, through investing. "Investing is the Holy Grail in becoming a millionaire," Cardone writes. "You should make more money off your investments than your work."

At the end of the day, building wealth can be a simple, three-step process. The key, according to this self-made millionaire, is actually starting with, and focusing on, step one.

最后，我們才應該關注通過投資使錢成倍增長。Cardone說道：“投資是成為百萬富翁的寶典，你應該讓你的投資獲利高于你的工作收入。”

總而言之，創造財富就是上面所提到的三部曲。而致富的關鍵就是要從第一步開始，專注提升自己賺錢的能力。